Loan Repayment
Once a loan is funded, it should be repaid according to the agreed loan payment schedule.
You can top-up your balance on "Pirdapir.ge" in the following ways:
- With Credit/Debit Card via Pirdapir.ge;
- Express Pay boxes using your Personal Identification number;
- Direct Transfer to your ”PirDaPir” account at Bank of Georgia (Accout No GE31BG0000000790917300) or TBC Bank (Account No GE60TB7709136020100002), by using your name, surname and the personal identification number (or the unique code), to complete the transfer order
- Visit any Banky of Georgia or TBC branch to deposit the money to your Pirdapir account by using your name, surname and the personal identification number (or the unique code).
Topping up your balance via credit card or Express Pay machine will incure a 2% fee (minimum 0.50 Lari), depending on the established agreement with the service provider.
After topping up your online balance on Pirdapir.ge, each monthly installment will be automatically deducted from the account according to the pre-set loan repayment schedule.
It is possible to repay the loan ahead of schedule only if the full loan amount and a fee amounting 2% is paid.
Should you fail to pay your monthly installment on time, a 0.5% penalty will be charged for every day the payment is overdue.
Failure to repay the loan in a timely manner will result in the Borrower's credit history being tarnished, as well as the case being transferred to a collection agency and/or court of law to insure recovery.